Guides
Plain-English guides for freelancers on pricing, quoting, late payments and cash flow, each with worked examples.
Freelance Cash Flow — How Many Months of Runway Do You Need?
How to calculate your cash runway as a freelancer, why irregular income needs a buffer, and simple habits for smoothing out lean months.
How to Price a Fixed-Fee Project Without Underquoting
A practical process for turning your hourly floor into a fixed project quote, including task breakdowns, contingency buffers, expenses and deposits.
How to Calculate Your Freelance Hourly Rate (With a Worked Example)
A step-by-step method for setting a freelance hourly rate from your income goal, real business costs, tax set-aside and billable hours, with a worked example.
What to Do When a Client Pays Late — A Calm, Step-by-Step Process
A polite, escalating process for chasing overdue invoices, with reminder timelines, what to put in your terms, and how to estimate a late fee.
Margin vs Markup — The Difference Every Freelancer Should Know
Profit margin and markup describe the same profit from different angles. Learn the formulas, see examples, and avoid the common pricing mistake of mixing them up.