Free calculators, honest guides and practical templates for freelancers
Practical, honest resources for freelancers who want to price their work properly and keep their finances calm. Everything here is written to be useful first.
Free calculators
Freelance Hourly Rate Calculator
Work out the minimum hourly and day rate you need from your take-home goal, business costs, tax set-aside and realistic billable hours.
Project Quote Calculator
Turn estimated hours into a fixed project price with a contingency buffer, pass-through expenses and a deposit.
Late Payment Fee Calculator
Estimate simple interest and fees on an overdue invoice. Check your contract and local law before charging.
Freelance Cash Runway Calculator
See how many months your cash would last, with and without the income you can rely on.
Margin & Markup Calculator
Enter what something costs you and what you charge to see profit, margin and markup side by side.
Guides
Freelance Cash Flow — How Many Months of Runway Do You Need?
How to calculate your cash runway as a freelancer, why irregular income needs a buffer, and simple habits for smoothing out lean months.
How to Price a Fixed-Fee Project Without Underquoting
A practical process for turning your hourly floor into a fixed project quote, including task breakdowns, contingency buffers, expenses and deposits.
How to Calculate Your Freelance Hourly Rate (With a Worked Example)
A step-by-step method for setting a freelance hourly rate from your income goal, real business costs, tax set-aside and billable hours, with a worked example.
What to Do When a Client Pays Late — A Calm, Step-by-Step Process
A polite, escalating process for chasing overdue invoices, with reminder timelines, what to put in your terms, and how to estimate a late fee.
Margin vs Markup — The Difference Every Freelancer Should Know
Profit margin and markup describe the same profit from different angles. Learn the formulas, see examples, and avoid the common pricing mistake of mixing them up.
Templates
Freelance Income & Expense Tracker (Excel / Google Sheets)
Know exactly what came in, what went out, and who still owes you — in one tidy spreadsheet.
$9
Freelance Rate & Project Quote Workbook
Work out the minimum rate you need, then turn it into a confident project quote.
$12
Clean Freelance Invoice Template (Excel)
A clean, no-fuss invoice you can fill in and send in minutes.
Free
Printable Project Pricing Worksheet (PDF)
A printable two-page worksheet for pricing fixed-fee projects on paper or tablet.
$5
Printable Client Onboarding Checklist (PDF)
A one-page printable checklist so every project starts organised and paid.
$4
Freelance Pricing Toolkit — Complete Bundle
Every tool in the Freelance Pricing Toolkit at a bundle discount.
$24